Your path to financial freedom starts today.
As a CPA, I’ve seen how difficult it can be for Canadian homeowners to balance paying down their mortgage while also building wealth for the future.
For many homeowners, the traditional advice is simple: pay off your mortgage first, then focus on investing. But what if you didn’t have to choose between the two?
That question is what led me to become a Smith Manoeuvre Certified Professional™.
The Smith Manoeuvre™ can help homeowners strategically restructure their mortgage so that, over time, a portion of what would traditionally be considered mortgage debt can become investment debt—while potentially creating tax-deductible interest and building long-term investment wealth.
What I enjoy most is helping clients see their finances from a different perspective. As a CPA, I can help you look beyond the mortgage itself and understand the tax implications, cash flow, investment strategy, and long-term financial impact so you can make informed decisions about whether The Smith Manoeuvre™ is right for you.
Every situation is different, and the strategy needs to be carefully structured around your income, mortgage, investments, risk tolerance, and long-term goals.
If you’re a Canadian homeowner wondering whether The Smith Manoeuvre™ could make sense for you, I’d be happy to explore what that could look like.
-Shovina
Shovina Verma, Chartered Professional Accountant
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
It's time to master your mortgage
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Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
Take the first steps today
Your Smith Manoeuvre Certified Professional™
Shovina Verma
At Solvera CPA, we help individuals and businesses make confident financial decisions through personalized accounting, tax planning, and business advisory services. As a Smith Manoeuvre Certified Professional (SMCP), we also help homeowners explore tax-efficient mortgage and investment strategies as part of a broader wealth-building plan—all grounded in trust, accuracy, and integrity.
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